Can health insurance companies charge the unvaccinated higher premiums? What about life insurers? 5 questions answered.

The current COVID-19 wave in the U.S. is mostly affecting unvaccinated Americans, who represent more than 95% of current cases of hospitalization and death.

Given that the average cost of a COVID-19 hospitalization in 2020 ran about $42,200 a patient, will the unvaccinated be asked to bear more of the cost of treatment, in terms of insurance, as well?

We asked economists Kosali Simon and Sharon Tennyson to explain the rules governing how health and life insurers can discriminate among customers based on vaccination status and other health-related reasons.

This is a really interesting question and depends

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