If you’ve never been in a major accident and you don’t have a stack of speeding tickets to your name, you should pay the lowest possible rate on your car insurance, right?
Not necessarily. Insurance companies use a whole host of factors to decide what you pay, many of which have nothing to do with how you behave behind the wheel.
Sound strange? That’s why the Biden administration is taking a hard look at how auto insurers set their premiums — an investigation that